:root {
  --bg: #fbfbf9;
  --bg-alt: #f0f2f4;
  --text: #17202a;
  --muted: #4b5563;
  --accent: #1d4e89;
  --accent-text: #ffffff;
  --line: #d6dbe1;
  --field: #ffffff;
  --ok: #1e6b3a;
  --warn: #8a4b00;
}
@media (prefers-color-scheme: dark) {
  :root {
    --bg: #11161c;
    --bg-alt: #182029;
    --text: #e8ecf0;
    --muted: #a9b3be;
    --accent: #7fb0ec;
    --accent-text: #0c1a2b;
    --line: #2c3743;
    --field: #0e1318;
    --ok: #7fd49a;
    --warn: #f0b46a;
  }
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font: 17px/1.6 system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}
.wrap { max-width: 1040px; margin: 0 auto; padding: 0 16px; }
.narrow { max-width: 640px; }
a { color: var(--accent); }

.top { position: sticky; top: 0; background: var(--bg); border-bottom: 1px solid var(--line); z-index: 2; }
.bar { display: flex; align-items: center; justify-content: space-between; gap: 12px; min-height: 60px; }
.brand { font-weight: 700; font-size: 19px; color: var(--text); text-decoration: none; }
.brand span { font-weight: 400; color: var(--muted); }

.btn {
  display: inline-block; background: var(--accent); color: var(--accent-text); border: 0;
  padding: 12px 20px; border-radius: 8px; font: inherit; font-weight: 600; text-decoration: none; cursor: pointer;
}
.btn.small { padding: 8px 14px; font-size: 15px; }
.btn:focus-visible, input:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; }

section { padding: 64px 0; }
section.alt { background: var(--bg-alt); }
.hero { padding: 88px 0 72px; }
.eyebrow { color: var(--muted); font-size: 15px; letter-spacing: .02em; margin: 0 0 12px; }
h1 { font-size: clamp(30px, 5vw, 46px); line-height: 1.15; margin: 0 0 20px; max-width: 22ch; }
h2 { font-size: clamp(24px, 3.2vw, 32px); line-height: 1.2; margin: 0 0 24px; }
h3 { font-size: 18px; margin: 0 0 6px; }
.lede { font-size: 19px; color: var(--muted); max-width: 62ch; margin: 0 0 28px; }

.cols { display: grid; gap: 20px; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); }
.cols p { margin: 0; }

.steps { list-style: none; padding: 0; margin: 0; display: grid; gap: 16px;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); counter-reset: step; }
.steps li { background: var(--bg); border: 1px solid var(--line); border-radius: 10px; padding: 18px; counter-increment: step; }
.steps li::before { content: counter(step); display: inline-grid; place-items: center; width: 28px; height: 28px;
  border-radius: 50%; background: var(--accent); color: var(--accent-text); font-weight: 700; font-size: 14px; margin-bottom: 10px; }
.steps p { margin: 0; color: var(--muted); font-size: 15.5px; }

.promises { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; }
.promises li { border-left: 4px solid var(--accent); padding: 4px 0 4px 16px; max-width: 70ch; }
.promises strong { display: block; }

.form { display: grid; gap: 14px; margin-top: 24px; }
.form label { display: grid; gap: 4px; font-weight: 600; font-size: 15px; }
.form input:not([type=radio]) {
  font: inherit; font-weight: 400; padding: 10px 12px; border: 1px solid var(--line); border-radius: 8px;
  background: var(--field); color: var(--text); width: 100%;
}
.form fieldset { border: 1px solid var(--line); border-radius: 8px; padding: 10px 14px; margin: 0; }
.form legend { font-weight: 600; font-size: 15px; padding: 0 4px; }
.form .radio { display: flex; align-items: center; gap: 8px; font-weight: 400; }
.form button { justify-self: start; }
.status { margin: 0; min-height: 1.6em; font-size: 15px; }
.status.ok { color: var(--ok); }
.status.warn { color: var(--warn); }

footer { border-top: 1px solid var(--line); padding: 28px 0; color: var(--muted); font-size: 14px; }
footer p { margin: 4px 0; }